It is important to review your RETIREMENT OPTIONS every 5 years. You may become amazed that benefits change, options and grandfather clauses lapse. You cannot reply on a single source for your retirement. Be prepared to SAVE at least 5% of your income and INVEST another 5% in other investments. "If things can go wrong - they will."

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Live as if your were to die tomorrow. Learn as if you were to live forever. - Gandhi

I cannot teach anybody anything, I can only make them think - Socrates

There is IQ and I Will. -Beatrice Skinner

Knowing is not enough; we must apply.
Willing is not enough we must do. - Goethe

You cannot teach a man anything. You can only help him discover it within himself. - Galileo Galilei

Learning is not a spectator sport. - D. Blocher

For learning to take place with any kind of efficiency students must be motivated. To be motivated, they must become interested. And they become interested when they are actively working on projects which they can relate to their values and goals in life. - Gus Tuberville, President, William Penn College

The only kind of learning which significantly influences behavior is self-discovered or self-appropriated learning - truth that has been assimilated in experience. - Carl Rogers

It's all to do with the training: you can do a lot if you're properly trained. - Elizabeth II, Queen of Great Britain and Northern Ireland (b. 1926). Television documentary, BBC1, 6 Feb. 1992.

I never teach my pupils; I only attempt to provide the conditions in which they can learn. - Albert Einstein

It takes two to speak the truth,--one to speak, and another to hear. - Henry David Thoreau

The mediocre teacher tells. The good teacher explains. The superior teacher demonstrates. The great teacher inspires - William Arthur Ward

Education is what survives when what has been learned has been forgotten. - B. F. Skinner

Some, for renown, on scraps of learning dote,
And think they grow immortal as they quote.
- Edward Young

The road to wisdom?-Well, it's plain
and simple to express:
Err
and err
and err again
but less
and less
and less.
- Piet Hein, Danish inventor and poet.

To know yet to think that one does not know is best;
Not to know yet to think that one knows will lead to difficulty.
- Lao-Tzu (6th century B.C.), Legendary Chinese philosopher.

Some are born with knowledge, some derive it from study, and some acquire it only after a painful realization of their ignorance. But the knowledge being possessed, it comes to the same thing. Some study with a natural ease, some from a desire for advantages, and some by strenuous effort. But the achievement being made, it comes to the same thing. - Kung Fu Tzu (Confucius)

When you know something, say what you know. When you don't know something, say that you don't know. That is knowledge." - Kung Fu Tzu (Confucius)

What I hear, I forget.
What I see, I remember.
What I do, I understand.
- Kung Fu Tzu (Confucius)

Learning without thought is labor lost. Thought without learning is intellectual death. - Confucius (551-479 B.C.)

Before you become too entranced with gorgeous gadgets and mesmerizing video displays, let me remind you that information is not knowledge, knowledge is not wisdom, and wisdom is not foresight. Each grows out of the other, and we need them all. - Arthur C. Clarke

I have never in my life learned anything from any man who agreed with me. - Dudley Field Malone

I think, therefore I am (Cogito, ergo sum.) - Descartes

Teaching Quotes , Teaching Quotations, Teaching Sayings - Famous Quotes and Famous Sayings Network: "You can pay people to teach, But you can't pay them to care.
--Marva Collins "

What we think, we become.
--Buddha
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Consider This.... Chicken Soup for the Soul
From: Chicken Soup for the Soul™ © 1993
by Jack Canfield and Mark Victor Hansen
Health Communications, Inc. P 228-230
• After Fred Astaire’s first screen test, the memo from the testing director of MGM, dated 1933 said, “Can’t act! Slight balk! Can dance a little!” Astaire kept that memo over the fireplace in his Beverly Hill Home.
• Louisa May Alcott, the author of “Little Women”],” was encouraged to find work as a servant or semstree by her family.
• Beethoven handled the violin awkwqardly and preferred playing his own compositions instead of improving his technique. His teacher called him hopeless as a composer.
• The parents of the famous opera singer Enrico Caruso wanted him to be an engineer. His teacher said he had no voice at all and could not sing.
• Charles Darwin, father of the Theory of Evolution, gave up a medical career and was told by his father, “You care for nothing but shooting, dogs, and rat catching.” In his autobiography, Darwin wrote, “I was considered by all my masters and by my father, a very odinary boy, rather below the common standard in intellect.”
• Walt Disney was fired by a newspaper editor for a lack of ideas. Walt Disney also went bankrupct several times before he built Disneyland.
• Thomas Edison’ts teachers said he was too stupid to learn anything.
• Albert Einstein did not speak until he was four years old and didn’t read until he was seven. His teacher described him as “mentally slow, unsocialable and adrift forever in his foolish dreams.” He was expelled and was refused admittance to the Zurich Polytechnic School.
• Louis Pasteur was only a mediocre pupil in undergraduate studies and ranked 15th out of 22 in chemistry.
• Isacc Newton did very poorly in grade school.
• The sculptor Rodin’s father said, “I have an idiot for a son.” Described as the worst pupil in the school. Rodin failed three times to secure admittance to the school of art. His uncle called him uneducable.
• Leo Tolstoy, author of War and Peace, flunked out of college. He was described as “both unable and unwilling to learn.”
• Henry Ford failed and went brok five times before he finally succeeded.
• Babe Ruth, considered by sports historians to be the greatest athlete of all time and famous for the setting the home run record, also hold the record for strikeouts.
• Winston Churchill failed sixth grade. He did not become Prime Minister of England until was 62, and then only after a lifetime of defeats and setbacks. His greatest contributions came when he was a “senior citizen.”
• Richard Hooker worked for seven years on his humorous war novel, M*A*S*H, only to have it reject by 21 publishers before Morrow decided to publish it. It became a runaway bestseller, spawning ablockbusting movie and a highly successful television series.
• R.H. Macy failed seven times before his store in New York caught on.
From: Chicken Soup for the Soul™ © 1993
by Jack Canfield and Mark Victor Hansen
Health Communications, Inc.

We are all going to die
it is question of when
so enjoy life today
before it starts over again.

You are going to die
Let me say it again
Your are going to die
It is only a question of when.

You are going to die
And all your stuff will rot.
You are going to die
And your dreams will stop.

You are going to die
Perhap even today.
Your going to die
So remember to play.

Your going to die
As everyone else.

Kent Forrest

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