APPEARANCES:

If you think there is good in everybody, you haven't met everybody. (Anon)

and

All the people who smile at you - are not your friend. (Overby)

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PROTECTING WHAT YOU HAVE...

Financial Advice - "The first rule of finance is to protect what you have - the second is to make it grow." Mary Erdoes-managing director at J.P. Morgan

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It may be fun to watch and dream as players at the last table of Poker.com make single bets of average peoples life income. But you have about the same chance to win the lottery as to sit at that table.

Your best chance of financial success to carefully manage "what you have." No matter what your income you can do better with your resources with a "consistent" and carefully reviewed plan.

Success does not happen in a day but it does require attention every day of your life. KLF

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YEARLY FINANCIAL REVIEW:

Financial: Once a year you need to make a serious financial review of all your utility costs. This past year I was able to renegotiate rates on my CELL PHONE (different program saving $35 per month) , CABLE FEES (Saving $30 per month), SBC CABLE feels (from $45 per month to $14.95), Trash collection fees (saving $5.00 per month), etc.

Likewise I changed my insurance agent (and agency) to double my coverage at approximately the same money.

SENIOR DISCOUNTS:

Discounts: At age 55 you need to purchase an AARP membership. It is good for numerous discounts at virtually all hotels and travel offers.

It is exceedingly important to always ask for "Senior" discounts when making large purchases.

SEX:

My girlfriend always laughs during sex - no matter what she's reading.
—Steve Jobs, founder of Apple Computers

FACTS OF LIFE:

"Suffer what there is to suffer. Enjoy what there is to enjoy. Regard both suffering and joy as facts of life and continue..."
Buddist quotation

LIFE QUOTES:

Life consists not in holding good cards but in playing those you hold well.
-- Josh Billings

"This is my simple religion. There is no need for temples; no need for complicated philosophy. Our own brain, our own heart is our temple; the philosophy is kindness."
Author:The Dalai Lama

"Forget injuries, never forget kindnesses. "
Author:Confucius

"It is difficult to give away kindness. It keeps coming back to you."
Author:Cort Flint

"A candle loses none of its light by lighting another candle."
Author:Unknown

"If someone were to pay you ten cents for every kind word you ever spoke and collect five cents for every unkind word, would you be rich or poor?"
Author:Nonpareil

"The smallest good deed is better than the grandest good intention."
Author:Duguet

"So many gods, so many creeds,
So many paths that wind and wind,
While just the art of being kind
Is all the sad world needs."
Author:Ella Wheeler Wilcox

"No act of kindness, however small, is ever wasted."
Author:Aesop

"I am only one; but still I am one. I cannot do everything, but still I can do something. I will not refuse to do the something I can do."
Author:Helen Keller

"I expect to pass through this world but once. Any good, therefore, that I can do or any kindness I can show to any fellow creature, let me do it now. Let me not defer or neglect it for I shall not pass this way again."
Author:Stephen Grellet, Quaker missionary

FAMILY PEACE:

"And He who Troubles his own house
Shall inherit the wind."
(Old Testament)
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APPEARANCES: GROUCHO MARX

One day while Groucho Marx was working in his garden (dressed in well-worn gardening attire), a wealthy woman pulled up in a Cadillac and endeavored to persuade the gardener to come and work for her. How much does the lady of the house pay you? she asked. Oh, I don't get paid in dollars, Groucho replied, glancing up. The lady of the house just a lets me sleep with her.
--Groucho Marx (1895-1977 )US comedian, member of the Marx Brothers

FIRST IMPRESSIONS

You only get one chance to make a good FIRST IMPRESSION.
(many)

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LIFE QUOTES: (Many)

Life is pleasant. Death is peaceful. It's the transition that's troublesome.
-Isaac Asimov (1920 - 1992)

The supreme irony of life is that hardly anyone gets out of it alive.
-Robert Heinlein (1907 - 1988), "Job", 1984

Life is just a bowl of pits.
-Rodney Dangerfield (1921 - 2004)

We make a living by what we get, we make a life by what we give.
-Sir Winston Churchill (1874 - 1965)

The fact that a believer is happier than a skeptic is no more to the point than the fact than a drunken man is happier than a sober one.
-George Bernard Shaw (1856 - 1950)

I would rather have a mind opened by wonder than one closed by belief.
-Gerry Spence, 'How to Argue and Win Every Time'

Men willingly believe what they wish.
-Julius Caesar (100 BC - 44 BC), De Bello Gallico

Oh, what a tangled web we weave when first we practice to believe.
-Laurence J. Peter (1919 - 1988), paraphrasing Sir Walter Scott

When the character of a man is not clear to you, look at his friends.
-Japanese Proverb

Character - the willingness to accept responsibility for one's own life - is the source from which self respect springs.
-Joan Didion (1934 - ), "Slouching Towards Bethlehem"

You can tell the character of every man when you see how he receives praise.
-Seneca (5 BC - 65 AD), Epistles

Put more trust in nobility of character than in an oath.
-Solon (638 BC - 559 BC)

Getting ahead in a difficult profession requires avid faith in yourself. That is why some people with mediocre talent, but with great inner drive, go much further than people with vastly superior talent.
-Sophia Loren (1934 -

A man should not leave this earth with unfinished business. He should live each day as if it was a pre-flight check. He should ask each morning, am I prepared to lift-off?
-Diane Frolov and Andrew Schneider, Northern Exposure, All is Vanity, 1991

It's not enough that we do our best; sometimes we have to do what's required.
-Sir Winston Churchill (1874 - 1965)

This only is denied to God: the power to undo the past.
Agathon (448 BC - 400 BC), from Aristotle, Nicomachean Ethics

Everyone ought to worship God according to his own inclinations, and not to be constrained by force.
-Flavius Josephus (37 AD - 100 AD), Life

Pray as if everything depended upon God and work as if everything depended upon man.
-Francis Cardinal Spellman (1889 - 1967)

A LIFE PLAN:

The first step to getting the things you want out of life is this: Decide what you want.
-Ben Stein

LIFE QUOTES: (many)

Everyone ought to worship God according to his own inclinations, and not to be constrained by force.
-Flavius Josephus

God is a comedian playing to an audience too afraid to laugh.
-Voltaire (1694 - 1778)

If only God would give me some clear sign! Like making a large deposit in my name in a Swiss bank.
-Woody Allen (1935 - )

If the facts don't fit the theory, change the facts.
-Albert Einstein (1879 - 1955), (attributed)

Facts do not cease to exist because they are ignored.
-Aldous Huxley (1894 - 1963), "Proper Studies", 1927

If the only prayer you ever say in your whole life is "thank you," that would suffice.
-Meister Eckhart

Patience is the greatest of all virtues.
-Cato the Elder (234 BC - 149 BC)

When I do good, I feel good; when I do bad, I feel bad, and that is my religion.
-Abraham Lincoln (1809 - 1865), (attributed)

CERTAINTY OF LIFE CYCLE (Bhagavd Gita)

For certain is death for the born
And certain is birth for the dead;
Therefore over the inevitable
Thou shouldst not grieve.
Bhagavad Gita, Chapter 2
(250 BC - 250 AD)

IMPORTANCE OF CHARACTER:

Ambitition may take you to the top of any organization
but only character will keep you there.

(White Castle - box flap)

FIRST RULE OF HOLES....

When your in one...stop digging!
(Anonymous)

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SURGURY ADVICE: (Practical experience)

Before you have a major surgery it is highly recommended that you do a "check" on the surgeon record from a major service like "healthrecords.net".

TO MY CHILDREN:

To Jenny and Nathan,

I can't tell you enough how happy your mother
and I have been with your growth into adulthood.

You have both given us the pleasure of watching
two kind, and generous people mature and
grow as unique individuals.

We love you both with all our hearts.

(I write to for my children prior to a life threatening surgury.)

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TO MY WIFE

I love you Jo-Ellen. I say those words everyday of my life
behind your back and to your face.

You have been my BEST FRIEND on this fragile and short journey together.

We have experienced a wide variety of feelings together - all of
which remind me of the adage - "if you don't grow together
you grow apart."

Thank you - for your life long support.

I love you....forever - Kent

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LIFE QUOTES: Perspective


"I find it fascinating that most people plan their vacations with better care than they plan their lives. Perhaps that is because escape is easier than change."

Jim Rohn - Author and Speaker

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When Goliath came against the Israelites, the soldiers allthought, "He's so big we can never kill him." But David looked at the same giant and thought, "He's so big, I can't miss.”


Talent alone won't make you a success. Neither will
being in the right place at the right time, unless you
are ready. The most important question is: "Are you ready?"

Johnny Carson

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Do not wait; the time will never be "just right."
Start where you stand, and work with whatever tools
you may have at your command, and better tools will
be found as you go along.

Napoleon Hill

"Remember that your goal is not to be the richest person in the cemetery. Make the most of today!" - Hugh Tassey

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Things may come to those who wait, but only
those things left by those who hustle.

Abraham Lincoln

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In the Tao Te Ching it reads:

Be content with what you have;
rejoice in the way things are,
When you realize there is nothing lacking
the whole world belongs to you.

The Tao says,

"We join spokes together in a wheel
but it is the center hole
that makes the wagon move."

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You can't lead a parade if you think you look "funny" sitting on a horse.

Gremmel...

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My father worked with Profanity
like other artists worked in Oil or clay.

Alfee - The Christmas Story

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Even if you're on the right track, you'll get run over if you just sit there.

Will Rogers

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